AcceptTAB alternative payments

One wallet. 7 ways to get paid.

AcceptTAB review, accept, paid approval visual

Customer reviews. Customer accepts. Merchant gets status for online, QR, invoice, app, or API checkout.

No Visa card requiredNo Mastercard card requiredWebhook or polling status
AcceptTAB alternative payment solution, one wallet, 7 ways to get paid
AcceptTAB mobile wallet home screen preview
RTP account-to-account payment flow preview

Why merchants look for another path

Mainstream card networks were not built for every legal business model.

01

Exclusion

Corporate policy, underwriting rules, and network restrictions can block otherwise legitimate merchants.

02

Inflated Cost

High-risk labels often mean higher rates, reserves, holds, and processor instability.

03

Operational Risk

Chargebacks, fund holds, account freezes, and delayed settlement make growth harder to plan.

One wallet, 7 ways to get paid

AcceptTAB supports more than one checkout moment.

Use the same customer-approved wallet model across online, in-person, invoiced, recurring, and adjusted transactions.

01

Online checkout

02

In-store QR

03

Invoice links

04

Pickup or reservation

05

Recurring plans

06

Dynamic adjustments

07

Tips and add-ons

How it works

Request. Review. Accept. Confirm.

A simple payment experience designed for online payments, QR flows, payment links, API-driven checkout, and merchant reconciliation.

Step 1: Merchant creates a payment request. AcceptTAB receives the exact amount, merchant reference, customer reference, and order context through web, app, API, QR, or link.
Step 1

Request

Merchant creates a payment request

Step 2: Customer sees the exact transaction. The wallet-holder reviews who they are paying, what they are paying for, and the total before any movement of funds.
Step 2

Review

Customer sees the exact transaction

Step 3: Wallet approval becomes the control point. The customer approves from a pre-loaded wallet connected to approved account-to-account funding rails.
Step 3

Accept

Wallet approval becomes the control point

Step 4: Status returns to the merchant. Approved, pending, failed, adjustment, or refund status can return by webhook or polling for fulfillment and reconciliation.
Step 4

Confirm

Status returns to the merchant

Built for merchant systems

RequestFunds-style payment creation, web wallet flows, webhook status, polling fallback, transaction references, reporting, and reconciliation.

API-drivenRTP-readyPre-loaded walletOnline payments

Top 10 business categories

Businesses that need pre-loaded AcceptTAB wallets.

These categories are commonly exposed to higher fees, restrictive underwriting, rolling reserves, delayed funding, or sudden payment-access disruption.

01

CBD and Hemp Retailers

Ingestible and topical hemp sellers often face arbitrary account freezes, rolling reserves, and sudden processor termination.

02

Vape and Tobacco Shops

Age-restricted products can trigger steep compliance monitoring, high-risk pricing, and limited acquiring options.

03

Online Gambling and Sports Betting

Legal variations, chargeback exposure, and strict underwriting make instant account-to-account settlement attractive.

04

Firearms and Ammunition Dealers

Corporate payment restrictions and processor bans often leave lawful merchants searching for durable alternatives.

05

Adult Entertainment Services

Creator platforms and live-streaming services can face high dispute ratios and exclusion from basic payment infrastructure.

06

Travel Agencies and Tour Operators

Funds are collected months before services are rendered, creating chargeback exposure and prolonged fund holds.

07

Crypto and Digital Asset Marketplaces

Legacy clearing-house risk models can isolate exchanges from low-cost ACH and debit acceptance.

08

Nutraceutical and Supplement Brands

Recurring billing, aggressive claims review, and elevated disputes can push brands into high processing fees.

09

Pawn Shops and Secondhand Resellers

High-ticket resale, cash conversion, and AML scrutiny make faster account-to-account rails valuable.

10

Credit Repair and Debt Relief Services

Regulatory burdens, telemarketing rules, and refund complaints can create expensive merchant-account friction.

Online payments first

A wallet approval layer for ecommerce and remote checkout.

AcceptTAB can support checkout buttons, secure payment links, QR codes, invoice payment pages, subscription billing, and post-order changes without forcing a merchant back into card-network dependency.

Customer selects AcceptTAB
Merchant sends exact payment request
Customer approves from wallet
Merchant receives status for fulfillment

Apple App Store & Google Play

Free app download coming soon.

AcceptTAB is being positioned for web wallet access, merchant workflows, and mobile app availability for customers who prefer a native wallet experience.

Coming soon on theApp Store
Coming soon onGoogle Play

Apply for merchant access

Tell us where mainstream payments are holding you back.

AcceptTAB is best suited for merchants that need an alternative to card-network dependency, expensive high-risk processing, account freezes, rolling reserves, or delayed settlement.

  • Online and retail merchants
  • Restricted or high-compliance categories
  • Businesses seeking wallet-based payment requests
  • Operators that need reporting and reconciliation support

Submission workflow placeholder. Final onboarding remains subject to underwriting, compliance review, agreements, and technical validation.